Welcome to HSA Trustee Services
Offering "No Fee" Health Savings Accounts since 2004

Whether you are an individual, employer or health agent, we urge you to spend a few minutes exploring our site.  Here you will find a wealth of accurate information on Health Savings Accounts.  HSA Trustee Services has been a leading provider of HSA's since 2004 and has helped American Chartered Bank grow their HSA deposits to over $100 million.  

Our sister company HSA Clearing Corp has been helping banks and credit unions across the country set up successful HSA programs since 2005.

HSA Trustee Services offers Free Set Up, No monthly or annual fees, free debit card transactions, checking options and online banking.

Please contact us with your questions by EMAIL or call 262-248-9820

Agents and Employers: We offer a free personalized HSA website to employer groups (over 20) using our HSA program, providing a one stop HSA link for their employees. The sites will offer HSA forms and educational tools.

No Fee HSA program.

 Online enrollment is available and mutual fund investment options.

If your looking for theHSA Application for optionsXpress email here. The forms are different.

1. HSA Tip: You need to open your HSA as soon as possible after purchasing a High Deductible Health Plan, as you can only reimburse yourself for qualified medical expenses incurred after you have set up your HSA, not as of the date you purchased your HDHP.  In other words, you may not reimburse yourself for bills incurred before you set up the HSA.

2. HSA Tip: No two people are going to use their HSA the same. Some people use it like a "forced savings account" meaning they pay for everything out of pocket and save their receipts, as you can always reimburse yourself anytime in the future for qualified expenses. Others use it every chance they get. How you will use the account should be considered when deciding which HSA is best for you.

3. HSA Tip: You have until April 15, 2012 to open and an HSA for 2011, but the funds must be in the account so don't wait until the last minute.

 

• Our HSAs features free debit card for account holder and additional signer (if applicable)
• Your deposits are FDIC Insured
• HSA Trustee Services was the first HSA provider to offer a free Discount Prescription Drug Card that will save you 12 to 45% on your prescription drug costs.
• HSA Trustee Services was the first HSA provider
  to offer a medical tourism option using Costa Rican Medical Care  This can save you up to 70% on Dental and medical procedures
• Section 125 HSA-We were first again in developing a Section 125 with an Health Savings Account module.  This allows employees to fund their Health Savings Account pre-tax through a Section 125 plan, saving the employer FICA and FUTA taxes. We also have the new "Limited Purpose Health FSA Section 125's".